Can you get a personal loan with a credit score of 550?
Lenders have different criteria for offering personal loans, so there’s no certain threshold that means your credit scores will get you approved for a loan. In general, people who have a FICO® Score 8 or FICO® Score 9 of at least 670 or a VantageScore 3.0 or VantageScore 4.0 of at least 661 are considered to have good credit or excellent credit, which means they may find it easier to qualify for a personal loan.