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What Are the Best Cash Lending Services? A Closer Look

What Are the Best Cash Lending Services? A Closer Look

51.3% of Americans have taken out a personal loan at some point throughout their life. Taking out a personal loan is a big decision, and you've probably put a lot of thought into it. Finding the best personal loans can be tricky. There are many factors to...

How to Choose the Best Personal Loans for You: A Guide

How to Choose the Best Personal Loans for You: A Guide

51.3% of Americans have taken out a personal loan at some point throughout their life. Taking out a personal loan is a big decision, and you've probably put a lot of thought into it. Finding the best personal loans can be tricky. There are many factors to consider,...

Getting Ready to Do Your 2021 Taxes

Getting Ready to Do Your 2021 Taxes

In 2020 alone, the IRS collected nearly $3.5 trillion just in gross taxes. And it's that time of year again when you prepare to collect your tax documents and file your taxes.  Completing your taxes properly each year is one of the keys to keeping your...

Identity Theft Prevention: Everything You Can Do to Protect Yourself

Identity Theft Prevention: Everything You Can Do to Protect Yourself

In 2020, 47 percent of Americans experienced some form of financial identity theft. Scammers can open bank accounts, apply for credit cards or loans, go on shopping sprees, and set up cell phone services—all in your name! Simply having a Social Security...

Credit Utilization 101: Understanding How It Affects Your Credit Score

Credit Utilization 101: Understanding How It Affects Your Credit Score

It's no secret that Americans have debt. We talk about it all the time. The average American has 4 credit cards, and that's not even mentioning student loans and other debt. The only problem with debt arises when we can't pay it off. Unfortunately, this is the case...

Paying off Holiday Debt: The Best Alternatives to Pawn

Paying off Holiday Debt: The Best Alternatives to Pawn

On average, Americans rack up around $1,054 in debt from Christmas shopping. Some people have much more than this amount, though. As you start reviewing your credit card statements from your Christmas shopping, you'll see how much you owe. If you owe a lot...

How to Create a Personal Budget in 5 Simple Steps

How to Create a Personal Budget in 5 Simple Steps

Another year is behind us, and it is time to prepare for 2022! A new year is a perfect chance to get your finances in check and ensure that you stay on track with your spending and saving. Here are five tips for making a personal budget and setting yourself up for...

How to Improve Your Financial Literacy

How to Improve Your Financial Literacy

  How to Improve Your Financial Literacy You have probably heard the term “financial literacy” before, but most people do not truly understand what it means. Here is a quick explainer on what financial literacy is and why it is so important. What is Financial...

5 Home Improvement Projects to Complete Before Listing Your Home

5 Home Improvement Projects to Complete Before Listing Your Home

Selling your home soon?  Here are 5 home improvement projects that will make your house stand out to potential buyers…and help you get top dollar in the sale!  Bathrooms Bathrooms should look squeaky clean to potential buyers. While an entire bathroom overhaul may not...

5 Tips for Getting Through the Holidays on a Budget

The holiday season is upon us once again! With all the fun, family, good cheer often comes lots of shopping, travelling, and over-spending. Here are 5 tips to help you keep your spending under control this holiday season.  Budget The surprise of looking at a depleted...

The Do’s and Don’ts of Finding a Personal Loan Company

The Do’s and Don’ts of Finding a Personal Loan Company

Finding a personal loan company  can seem like an overwhelming process at first, but by doing a little research and asking the right questions you will find that it is easy to connect with the best personal loan company for your needs. Here are two Do’s and two Don’ts...

Pandemic Shortages:  4 Essentials You May Struggle to Find

Pandemic Shortages: 4 Essentials You May Struggle to Find

The Covid-19 pandemic has been wreaking havoc on supply chains around the world and Americans are about to feel the effects-- if they haven’t already. Here are four items that are expected to face supply issues by the end of 2021: Cars Anyone who has tried to buy a...

How to Get an Insta-Worthy Dorm Room on a Budget

How to Get an Insta-Worthy Dorm Room on a Budget

Ever since you got that acceptance letter into the school of your choice you have been dreaming of what your dorm room could look like—but there is just one problem: Decorating is expensive. While there are countless hacks and money saving ideas, the reality is you...

What You Should Be Buying This Tax-Free Weekend

What You Should Be Buying This Tax-Free Weekend

Attention Savvy Shoppers!  August tax free holiday weekend is upon us once again and that means residents in Texas can purchase back to school essentials without paying any state tax. This year’s holiday starts Friday, August 6th and goes until Sunday, August 8th....

3 Proven Ways to Achieve Financial Independence

3 Proven Ways to Achieve Financial Independence

Achieving financial independence should be on everyone’s radar. It may seem like a far-off dream but there are steps you can take today to set yourself for a better financial future. Regularly Review Your Budget Regularly reviewing your budget will help you stay on...

The Surprising Cost of Owning a Pet

The Surprising Cost of Owning a Pet

Pet ownership is on the rise. With 76% of Americans welcoming a furry friend into their lives, owning a pet is becoming more popular by the day…and for good reason. Not only are pets great company, but there are also health benefits to owing a pet. Lowered blood...

5 Profitable Side Hustles to Supplement Your Income

5 Profitable Side Hustles to Supplement Your Income

As cost of living continues to rise and the financial impacts of a global pandemic are taking hold, side hustles are becoming the new normal. In fact, research conducted by Zapier found that as many as 1 in 3 Americans have a side hustle in addition to their day job....

When to Seek a Better Job

When to Seek a Better Job

There is no better time than January than to look for a new job. According to https://careersidekick.com/, January and February are excellent months for job seekers for several reasons. Most hiring managers have received new budgets for the year, and the majority of...

Get a Jump on your 2021 Finances

Get a Jump on your 2021 Finances

Get a Jump on 2021 Finances Tips to taking control of your finances in 2021 Have you made your New Year’s Resolution yet for 2021? This can be your year to take control of your spending. It’s never too late to have a plan. Getting started can feel ominous but taking...

How Do Personal Loans Affect My Taxes?

How Do Personal Loans Affect My Taxes?

There are many types of loans to help with various finance purchases. If you want to purchase a home, you take out a mortgage. If you want to buy a car, you secure financing from a bank or credit union. When going to college, there are options for low interest federal...