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When to Seek a Better Job

When to Seek a Better Job

There is no better time than January than to look for a new job. According to https://careersidekick.com/, January and February are excellent months for job seekers for several reasons. Most hiring managers have received new budgets for the year, and the majority of...

Get a Jump on your 2021 Finances

Get a Jump on your 2021 Finances

Get a Jump on 2021 Finances Tips to taking control of your finances in 2021 Have you made your New Year’s Resolution yet for 2021? This can be your year to take control of your spending. It’s never too late to have a plan. Getting started can feel ominous but taking...

How Do Personal Loans Affect My Taxes?

How Do Personal Loans Affect My Taxes?

There are many types of loans to help with various finance purchases. If you want to purchase a home, you take out a mortgage. If you want to buy a car, you secure financing from a bank or credit union. When going to college, there are options for low interest federal...

Small Loan Types Explained

Small Loan Types Explained

What do you know about personal loans, payday loans, and installment loans? Probably whatever you’ve been able to piece together from the internet. But if you’re in need of financial help, you should be aware of your options and their risks and benefits. PAYDAY LOANS...

Alternative to Pawn

Alternative to Pawn

The holidays are long gone and now you’re starting to get nervous that you’re not as prepared as you thought to handle the bills pouring in. Maybe you’ve started thinking you’re going to need some fast cash to make ends meet. Many people do not realize there is an...

Can you get a Loan with a Credit Score of 550?

Can you get a Loan with a Credit Score of 550?

Lenders have different criteria for offering personal loans, so there’s no certain threshold that means your credit scores will get you approved for a loan. In general, people who have a FICO® Score 8 or FICO® Score 9 of at least 670 or a VantageScore 3.0 or...

When Should You Get a Small Personal Loan?

When Should You Get a Small Personal Loan?

When Should You Get Small Personal Loans? Quick and easy loans sound like a great way to obtain some extra cash, and there are some good and bad reasons to take out small personal loans. Getting the money just when you need it most can be critical to getting through a...

9 Tips to Paying Down Debt

9 Tips to Paying Down Debt

Being in debt isn’t usually a great situation to be in, but there are certain ways in which you can make your debt more manageable. From short term loans to balancing your saving, here are the top 9 ways to pay down your debt faster. 1 – Negotiate a plan Speak with...

How to Give the Perfect Gifts Without Succumbing to a Payday Loan

How to Give the Perfect Gifts Without Succumbing to a Payday Loan

How to Give the Perfect Gifts Without Succumbing to Payday Loans Most holidays during this season are celebrated with the tradition of gift giving. The idea of giving and receiving presents, tearing into that pretty paper to get to the surprise inside, can be so...

Good Debt vs. Bad Debt

You have probably heard of “good” and “bad” debt, but not everyone knows the difference. Is a credit card good or bad debt? What about payday loans? What is the difference with installment loans? Quite simply, good debt is debt that works in your favor, while bad debt...

5 Ways Small Personal Loans Can Change Your Credit Rating

5 Ways Small Personal Loans Can Change Your Credit Rating

“The best preparation for tomorrow is doing your best today.” H. Jackson Brown Jr. In America, credit scores are an obstacle in so many aspects of life. They determine the area you can live, the credit cards for which you qualify, the cars that you can drive, the...

Short Term Loan Recovery

You have no doubt seen several posts and articles advising how to shop smartly from Black Friday through Cyber Monday: how to set a budget, how to avoid overspending, etc. But what is the plan if you, as did many other Americans, overspent during your excitement?...