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Pandemic Shortages:  4 Essentials You May Struggle to Find

Pandemic Shortages: 4 Essentials You May Struggle to Find

The Covid-19 pandemic has been wreaking havoc on supply chains around the world and Americans are about to feel the effects-- if they haven’t already. Here are four items that are expected to face supply issues by the end of 2021: Cars Anyone who has tried to buy a...

How to Get an Insta-Worthy Dorm Room on a Budget

How to Get an Insta-Worthy Dorm Room on a Budget

Ever since you got that acceptance letter into the school of your choice you have been dreaming of what your dorm room could look like—but there is just one problem: Decorating is expensive. While there are countless hacks and money saving ideas, the reality is you...

What You Should Be Buying This Tax-Free Weekend

What You Should Be Buying This Tax-Free Weekend

Attention Savvy Shoppers!  August tax free holiday weekend is upon us once again and that means residents in Texas can purchase back to school essentials without paying any state tax. This year’s holiday starts Friday, August 6th and goes until Sunday, August 8th....

3 Proven Ways to Achieve Financial Independence

3 Proven Ways to Achieve Financial Independence

Achieving financial independence should be on everyone’s radar. It may seem like a far-off dream but there are steps you can take today to set yourself for a better financial future. Regularly Review Your Budget Regularly reviewing your budget will help you stay on...

The Surprising Cost of Owning a Pet

The Surprising Cost of Owning a Pet

Pet ownership is on the rise. With 76% of Americans welcoming a furry friend into their lives, owning a pet is becoming more popular by the day…and for good reason. Not only are pets great company, but there are also health benefits to owing a pet. Lowered blood...

5 Profitable Side Hustles to Supplement Your Income

5 Profitable Side Hustles to Supplement Your Income

As cost of living continues to rise and the financial impacts of a global pandemic are taking hold, side hustles are becoming the new normal. In fact, research conducted by Zapier found that as many as 1 in 3 Americans have a side hustle in addition to their day job....

When to Seek a Better Job

When to Seek a Better Job

There is no better time than January than to look for a new job. According to https://careersidekick.com/, January and February are excellent months for job seekers for several reasons. Most hiring managers have received new budgets for the year, and the majority of...

Get a Jump on your 2021 Finances

Get a Jump on your 2021 Finances

Get a Jump on 2021 Finances Tips to taking control of your finances in 2021 Have you made your New Year’s Resolution yet for 2021? This can be your year to take control of your spending. It’s never too late to have a plan. Getting started can feel ominous but taking...

The Do’s and Don’ts of Finding a Personal Loan Company

The Do’s and Don’ts of Finding a Personal Loan Company

Finding a personal loan company  can seem like an overwhelming process at first, but by doing a little research and asking the right questions you will find that it is easy to connect with the best personal loan company for your needs. Here are two Do’s and two Don’ts...

How Do Personal Loans Affect My Taxes?

How Do Personal Loans Affect My Taxes?

There are many types of loans to help with various finance purchases. If you want to purchase a home, you take out a mortgage. If you want to buy a car, you secure financing from a bank or credit union. When going to college, there are options for low interest federal...

Small Loan Types Explained

Small Loan Types Explained

What do you know about personal loans, payday loans, and installment loans? Probably whatever you’ve been able to piece together from the internet. But if you’re in need of financial help, you should be aware of your options and their risks and benefits. PAYDAY LOANS...

Alternative to Pawn

Alternative to Pawn

The holidays are long gone and now you’re starting to get nervous that you’re not as prepared as you thought to handle the bills pouring in. Maybe you’ve started thinking you’re going to need some fast cash to make ends meet. Many people do not realize there is an...

Can you get a Loan with a Credit Score of 550?

Can you get a Loan with a Credit Score of 550?

Lenders have different criteria for offering personal loans, so there’s no certain threshold that means your credit scores will get you approved for a loan. In general, people who have a FICO® Score 8 or FICO® Score 9 of at least 670 or a VantageScore 3.0 or...

When Should You Get a Small Personal Loan?

When Should You Get a Small Personal Loan?

When Should You Get Small Personal Loans? Quick and easy loans sound like a great way to obtain some extra cash, and there are some good and bad reasons to take out small personal loans. Getting the money just when you need it most can be critical to getting through a...

9 Tips to Paying Down Debt

9 Tips to Paying Down Debt

Being in debt isn’t usually a great situation to be in, but there are certain ways in which you can make your debt more manageable. From short term loans to balancing your saving, here are the top 9 ways to pay down your debt faster. 1 – Negotiate a plan Speak with...

How to Give the Perfect Gifts Without Succumbing to a Payday Loan

How to Give the Perfect Gifts Without Succumbing to a Payday Loan

How to Give the Perfect Gifts Without Succumbing to Payday Loans Most holidays during this season are celebrated with the tradition of gift giving. The idea of giving and receiving presents, tearing into that pretty paper to get to the surprise inside, can be so...

Good Debt vs. Bad Debt

You have probably heard of “good” and “bad” debt, but not everyone knows the difference. Is a credit card good or bad debt? What about payday loans? What is the difference with installment loans? Quite simply, good debt is debt that works in your favor, while bad debt...

5 Ways Small Personal Loans Can Change Your Credit Rating

5 Ways Small Personal Loans Can Change Your Credit Rating

“The best preparation for tomorrow is doing your best today.” H. Jackson Brown Jr. In America, credit scores are an obstacle in so many aspects of life. They determine the area you can live, the credit cards for which you qualify, the cars that you can drive, the...