Fast Cash When You Need It The Most

Simple loans. Clear terms. No surprises.

Personal Loans in Texas

Helping people across the Lone Star State with their short-term financial needs through installment loans.

Headquartered in Houston, TX with 9 satellite offices in Houston and East Texas since the 1930s, we have had one focus – helping customers with their financial needs. We succeed when our customers succeed, and with multiple locations across the state of Texas, we can aid a large number of people in need of low-interest loans throughout Texas.

LocationsAbout Us

Why Choose Us

Fast Loan Approval: 

Get approved quickly and pick up your cash the same day.

Easy Application: 

Our application process is simple and straightforward.

Local Service: 

9 Conveniently located offices in Texas for easy access.

Girl with Laptop Cheering

How our Personal Loans Work

N

Apply Online at Your Nearest Location

N

Credit Check Approval

N

Determine a Payment Plan that Fits Your Budget

N

Pickup Your Cash Same Day

N

Begin Payback in 30 days

N

We Report on Time Payments to Credit Bureaus

N

Your Credit Score Increases!

$$$

Get Fast Cash Today

Do you need a small loan to help you through a trying time?

Guarantee Loan can help with personal loans in Houston, TX and surrounding areas. We can provide you with small loans of up to $1,800 with affordable monthly payments for 6-12 months. Whether you need a loan for car repairs, a great vacation, or you need a little extra cash, fill out our convenient online loan application today!

Are you looking to establish or rebuild your credit?

Whenever we offer short-term loans to our customers, we report their on-time payment to all three credit bureaus – Equifax, Experian, and TransUnion, which in turn can improve their credit score. Many of our customers borrow from us repeatedly because we focus on providing them not only a great rate on loans but excellent customer service as well.

Are you looking for fast cash but don’t want to get caught in the payday loan cycle?

We are not a payday lender, which allows us to offer better rates and terms that are more flexible. We are always trying to provide the best customer service experience every time you reach out to our company. If you need a fast, affordable loan, contact us today!

 

Loan Calculator

Use our easy loan calculator to see how much you may be able to borrow and view estimated payment options that fit your budget.

Payment Amounts

Select a loan amount to view the applicable term and payment (including interest & fees).

Term
Payment (incl. interest & fees)
Payments shown are representative for advertising and informational purposes. Final eligibility, rates, and terms are subject to approval.

6 - 12 Month Terms

Max 35.99% APR

Our Approach to Personal Loans

Develop a plan that improves your financial situation and focuses on customer service.

All of our installment loans offer terms between 6-12 months with affordable monthly payments. 

Fast Cash FAQs

Understanding the difference between a payday lender and a group that offers traditional installment loans makes a difference to your success.

Our Locations

Choose a location nearest to you. 9 locations in Texas.

Houston | Beaumont | Waco | Corpus ChristiSan Antonio |  Pasadena

1

Apply Online

Complete your application in minutes

2

Get Approved

Quick review and decision

3

Pick Up Cash

Same-day availability at participating locations

4

Build Credit

On-time payments may help improve credit over time

Apply for a Personal Loan Today

Fast & Easy Application Process
Apply Now

About Us

Not a payday loan company

Affordable monthly payments for 6-12 months

Not a title loan company

Great for first-time borrowers

Loans up to $1,700.00

Establish or rebuild your credit