Personal Loans in Texas
Helping people across the Lone Star State with their short-term financial needs through installment loans.
Headquartered in Houston, TX with 9 satellite offices in Houston and East Texas since the 1930s, we have had one focus – helping customers with their financial needs. We succeed when our customers succeed, and with multiple locations across the state of Texas, we can aid a large number of people in need of low-interest loans throughout Texas.
Why Choose Us
Fast Loan Approval:
Get approved quickly and pick up your cash the same day.
Easy Application:
Our application process is simple and straightforward.
Local Service:
9 Conveniently located offices in Texas for easy access.

How our Personal Loans Work
Apply Online at Your Nearest Location
Credit Check Approval
Determine a Payment Plan that Fits Your Budget
Pickup Your Cash Same Day
Begin Payback in 30 days
We Report on Time Payments to Credit Bureaus
Your Credit Score Increases!
$$$
Get Fast Cash Today
Do you need a small loan to help you through a trying time?
Guarantee Loan can help with personal loans in Houston, TX and surrounding areas. We can provide you with small loans of up to $1,800 with affordable monthly payments for 6-12 months. Whether you need a loan for car repairs, a great vacation, or you need a little extra cash, fill out our convenient online loan application today!
Are you looking to establish or rebuild your credit?
Whenever we offer short-term loans to our customers, we report their on-time payment to all three credit bureaus – Equifax, Experian, and TransUnion, which in turn can improve their credit score. Many of our customers borrow from us repeatedly because we focus on providing them not only a great rate on loans but excellent customer service as well.
Are you looking for fast cash but don’t want to get caught in the payday loan cycle?
We are not a payday lender, which allows us to offer better rates and terms that are more flexible. We are always trying to provide the best customer service experience every time you reach out to our company. If you need a fast, affordable loan, contact us today!
Loan Calculator
Use our easy loan calculator to see how much you may be able to borrow and view estimated payment options that fit your budget.
Payment Amounts
Select a loan amount to view the applicable term and payment (including interest & fees).
6 - 12 Month Terms
Max 35.99% APR
Our Approach to Personal Loans
Develop a plan that improves your financial situation and focuses on customer service.
All of our installment loans offer terms between 6-12 months with affordable monthly payments.
Fast Cash FAQs
Understanding the difference between a payday lender and a group that offers traditional installment loans makes a difference to your success.
Our Locations
Choose a location nearest to you. 9 locations in Texas.
Houston | Beaumont | Waco | Corpus Christi | San Antonio | Pasadena
Apply Online
Complete your application in minutes
Get Approved
Quick review and decision
Pick Up Cash
Same-day availability at participating locations
Build Credit
On-time payments may help improve credit over time
