FAQ on Our Installment Loans in Houston, TX

Gather the facts you need to make an informed decision and get answers to all of your questions for Guarantee Loan in Texas. Once you have met the requirements listed below, you can apply for a loan.


How do traditional installment loans compare to payday and title loans?

Payday and title loans are short-term loans that require the borrower to pay a fee based on the amount of money borrowed. Payday and title loans usually do not report credit to the three major credit bureaus. Traditional installment loans in Houston, TX, are interest-based and are typically repaid over a more extended period.

Payments are equal in amount and consist of both principal and interest; thus, if paid early, there is a discount on the interest amount. Guarantee Loan reports every customer’s account activity to all three major credit bureaus. Guarantee Loan is NOT a payday lender and is regulated and examined by the Office of Consumer Credit Commissioner with the state of Texas.

How is the amount of money I can borrow determined?

Guarantee Loan gathers information from an applicant and then verifies the information that is given, such as your residence, income, and expenses. We do our best to determine a borrower’s abilities to repay the installment loans. We look at each borrower independently and do not utilize credit scores or models when making a decision.

Guarantee Loan does help first-time borrowers establish credit, and in some cases, we can help some re-establish credit through our easy loans in Houston, TX. We take all of the factors into consideration upon determining what amount of money an individual is qualified to borrow.

Can I borrow money again once I pay off a loan?

Yes. As one of the best personal loan companies in Houston, TX, we have built relationships with our customers over the years and have many repeat customers. We value the relationships we have established, which can sometimes lead to referral business from our existing customers with installment loans.

Do you have bi-lingual individuals to help those who speak Spanish?

Yes. Each location has staff members who speak Spanish and are eager to assist with the loan process.

What are the requirements for installment loans?

  • Must be 18 years old
  • Must have a valid Texas driver’s license or ID
  • Must have a valid social security number
  • Must have a verifiable source of income
  • Must have a verifiable residence
  • Must not be a member or dependent of a military household
  • Must have the ability to repay the loan

Contact us today for answers to your questions for Guarantee Loan. We proudly serve individuals living throughout the state of Texas.