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9 Tips to Paying Down Debt

9 Tips to Paying Down Debt

Being in debt isn’t usually a great situation to be in, but there are certain ways in which you can make your debt more manageable. From short term loans to balancing your saving, here are the top 9 ways to pay down your debt faster. 1 – Negotiate a plan Speak with...

How to Give the Perfect Gifts Without Succumbing to a Payday Loan

How to Give the Perfect Gifts Without Succumbing to a Payday Loan

How to Give the Perfect Gifts Without Succumbing to Payday Loans Most holidays during this season are celebrated with the tradition of gift giving. The idea of giving and receiving presents, tearing into that pretty paper to get to the surprise inside, can be so...

Good Debt vs. Bad Debt

You have probably heard of “good” and “bad” debt, but not everyone knows the difference. Is a credit card good or bad debt? What about payday loans? What is the difference with installment loans? Quite simply, good debt is debt that works in your favor, while bad debt...

5 Ways Small Personal Loans Can Change Your Credit Rating

5 Ways Small Personal Loans Can Change Your Credit Rating

“The best preparation for tomorrow is doing your best today.” H. Jackson Brown Jr. In America, credit scores are an obstacle in so many aspects of life. They determine the area you can live, the credit cards for which you qualify, the cars that you can drive, the...

Short Term Loan Recovery

You have no doubt seen several posts and articles advising how to shop smartly from Black Friday through Cyber Monday: how to set a budget, how to avoid overspending, etc. But what is the plan if you, as did many other Americans, overspent during your excitement?...