In 2020, 47 percent of Americans experienced some form of financial identity theft. Scammers can open bank accounts, apply for credit cards or loans, go on shopping sprees, and set up cell phone services—all in your name! Simply having a Social Security number puts...
It’s no secret that Americans have debt. We talk about it all the time. The average American has 4 credit cards, and that’s not even mentioning student loans and other debt. The only problem with debt arises when we can’t pay it off. Unfortunately,...
On average, Americans rack up around $1,054 in debt from Christmas shopping. Some people have much more than this amount, though. As you start reviewing your credit card statements from your Christmas shopping, you’ll see how much you owe. If you owe a...
Another year is behind us, and it is time to prepare for 2022! A new year is a perfect chance to get your finances in check and ensure that you stay on track with your spending and saving. Here are five tips for making a personal budget and setting yourself up for...
How to Improve Your Financial Literacy You have probably heard the term “financial literacy” before, but most people do not truly understand what it means. Here is a quick explainer on what financial literacy is and why it is so important. What is Financial...
